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What is Philo TV? Here's everything you need to know

An image of the Philo TV guide is displayed on a TV in a living room set-up.
Philo TV is a low-cost, subscription-based TV streaming service. Philo
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If you're over the hefty cost and setup of cable, the best live TV streaming services offer a solid alternative with tons of popular channels at a lower price. Philo is one of the most affordable services and is our favorite option that's angled toward budget-conscious viewers, costing just $25 a month for over 70 channels.

Cheaper than pretty much all of its direct competitors, Philo stands out with its super low price. It does lack some popular networks in exchange for being so inexpensive, especially when it comes to sports and news, but it's still a great way to get access to live TV without breaking the bank. It's especially helpful if you're looking to stream niche networks for specific programming, including the Paramount Network for "Yellowstone," Comedy Central for "The Daily Show," and the Hallmark Channel for holiday movies. Plus, it now includes ad-supported access to external streaming services.

Below, we've broken down all the ins and outs of Philo, including how much it costs, what channels it includes, and what devices you need to stream it. The service recently launched two paid plans, a shake-up from its years of having one lone subscription tier, and we've outlined what you need to know about the two options.

Philo
Philo Subscription

If you want your streaming service to cost less per month than a single trip for the family to Starbucks, Philo is made with you in mind. It features over 70 channels for just $25 a month, but it is missing popular sports and local networks.

What is Philo?

philo tv service screenshot showing the base 70 channels the plan comes with
Philo comes with over 70 channels, but it's still missing major news and sports networks.  Philo

Philo is a budget-friendly live TV streaming service that grants you access to tons of TV channels through an internet connection without the fuss of a cable box, satellite dish, or long-term contract. Subscribers can catch popular cable shows as they go live or stream over 80,000 on-demand titles.

There are over 70 channels on Philo, and the list includes popular networks like AMC, the Paramount Network, MTV, Comedy Central, Discovery Channel, Food Network, HGTV, Nickelodeon, TLC, and VH1. It's a pretty impressive lineup for the money, but some viewers may find its selection lacking compared to more expensive live TV services like Hulu + Live TV, Sling TV, Fubo, or YouTube TV.

Most notably, Philo is missing local stations like ABC and NBC, and it doesn't have big cable news or sports networks like CNN and ESPN. 

How much does Philo cost?

Philo starts at $25 a month for over 70 channels in its base Philo Essential tier. Plans also include unlimited DVR space for one year (recordings are automatically deleted after 12 months of storage) and support for three simultaneous streams. That's less than half the cost of most competing services, making Philo an incredible bang-for-your-buck option. You can also cancel at any time because Philo doesn't lock you into a contract.

If you're looking for a little extra in the way of entertainment and lifestyle programming, the Philo Bundle+ includes all of the above, plus AMC+ programming and access to ad-supported HBO Max and discovery+. The Bundle+ tier costs $33 a month.

Once you've subscribed to Philo, you can expand the service with add-ons for even more content. Here's what Philo offers in addition to its base services:

  • MGM+ for an additional $8 a month
  • Hallmark+ (ad-free) for an additional $8 a month
  • STARZ for an additional $12 a month
  • AMC+ (ad-free) for an additional $4 a month
  • ALLBLK for an additional $7 a month
  • Movies & More add-on for an additional $3 a month

How to watch Philo

The black and white Philo TV guide interface, which shows the A&E, AccuWeather, and AMC channels.
Philo's user interface isn't the flashiest, but it's easy to browse if you don't mind some reading.  Philo; Lillian Brown/Business Insider

Philo, just like every other streaming service, is available on various platforms. That includes most of the best TVs and best streaming devices, as well as smartphones and web browsers. Unfortunately, it is not compatible with any gaming consoles.

You can explore compatible devices on the Philo website, or check out the list of devices that support Philo below:

  • Android TV
  • Android smartphones and tablets
  • Apple smartphones and tablets
  • Apple TV
  • Computers
  • Fire tablets
  • Fire TV
  • iOS
  • LG TVs
  • Roku
  • Samsung TVs
  • Vizio TVs

Can I watch Philo for free?

Philo offers 130+ free channels outside of its paid Philo plans. While Philo's free channel lineup doesn't include some of the service's most popular premium channels, like the Paramount Network and AMC, it does offer several other options, including BBC News and Outside TV.

Does Philo have a free trial?

Philo offers a seven-day free trial for its Essential tier, although you'll be charged immediately if you sign up for the Bundle+ tier.

How many devices can I watch Philo on?

Philo allows subscribers to stream on up to three devices at a time. Users can create up to 10 profiles under one account.

Can I add local stations to Philo?

Philo does not include streaming access to local channels like ABC, NBC, FOX, or CBS. And it does not offer any add-on packages to unlock access to those stations. However, you can get free access to local networks on your TV if you buy a digital antenna.

If you're someone who wants to stream the cable networks that Philo offers but also wants local channels, we recommend subscribing to Philo and buying a separate indoor antenna. You can find antennas for as little as $20, so this combo is an affordable way to get tons of channels. Check out our guide to the best indoor TV antennas for our top recommendations.

Is Philo worth it?

Two people on a couch watching Philo TV.
Philo is an excellent value as long as you understand its limitations.  Dotshock/Shutterstock

For only $25 a month, Philo is well worth the money if you're a reality TV, drama, or lifestyle programming fan. Whether you're a sucker for Hallmark movies, AMC dramas, Investigation Discovery series, Food Network cooking competitions, or Lifetime and TLC reality shows, the service has the programming you're looking for — and your kids can catch cartoons on Nickelodeon with the same subscription. 

This is an especially great option for cord-cutters who miss having a TV guide and the option to scroll, but don't want to drop $50-100 each month on one of the other live TV streaming services. While there are certainly some gaps, this is a solid service for those who are looking to supplement other streaming services or broadcast tools (like an antenna).

However, if you're searching for a live TV streaming service to get your local news, favorite broadcast shows, and sports, you'll want to look elsewhere. As enticing as its low price is, Philo lacks the networks to truly satisfy viewers with those interests. If that's a dealbreaker, we recommend opting for a competitor like DirecTV, Fubo, Hulu + Live TV, or Sling TV. For a more comprehensive comparison of the services, check out our Sling vs. Philo guide.

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Disclosure: Written and researched by the Insider Reviews team. We highlight products and services you might find interesting. If you buy them, we may get a small share of the revenue from the sale from our partners. We may receive products free of charge from manufacturers to test. This does not drive our decision as to whether or not a product is featured or recommended. We operate independently from our advertising team. We welcome your feedback. Email us at reviews@jkmperu.com.

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Author Lillian Brown
Lillian Brown
I'm the Editor of Streaming at Business Insider. A lifelong entertainment and media buff, I specialize in helping you find how to watch your favorite shows, movies, and sporting events.My areas of expertiseMy main expertise is in streaming services, television, and film. I've tested nearly every major streaming platform, many of which I've used for several years (and through several rounds of price hikes and rebrands). I evaluate the services for content, user-friendliness, cross-device compatibility, and other metrics to see how they hold up in an increasingly competitive market.In addition to my entertainment focus, I also help support our deals and tech verticals. I contribute to our coverage of virtual private networks (VPNs), smartphones, and fitness trackers.My experienceI've been writing about entertainment, sports, TV, and film for over eight years, starting my career in the Living/Arts department of The Boston Globe. I went on to write entertainment features, roundups, and conduct celebrity interviews for publications like Vulture, TV Guide, Esquire, Time, and The Daily Beast before joining Business Insider as a streaming specialist on the Reviews team.In my current role, I write about everything from finding the right VPN for watching overseas soccer games to choosing the best streaming service for original TV series. When I'm not writing, I'm editing stories from freelancers or fellow Reviews team members.I'm also an expert deal hunter. I love the thrill of sharing an amazing discount with readers, whether it be on my favorite streaming services or on products I know our team loves and recommends. I play an active role in writing about sales and deals for the Reviews team, especially on major shopping holidays.Why you can trust meWhether I'm testing streaming platform interfaces or actively comparing channel offerings between services, I always have my finger on the pulse of what’s new in entertainment. I'm the first person to know when a streaming service has changed its price, and whether or not it’s still worth paying for.As a sports fan, I also understand the complexities of ensuring you can watch every single game in a season, especially as streaming services continue to pick up exclusive rights to select sporting events. I think that streaming services should make your life easier, not harder, and I strive to help make that a reality with our guides.Outside of workMost of the time, you can find me watching a horror movie, WNBA game, or long-distance running. I live in Boston.
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Sarah Saril
Sarah is a Deals and Tickets Editor for Business Insider’s Reviews team. She also supports our how-to-watch and streaming coverage. She never pays full price if she can help it and is an expert at finding and vetting the best discounts.ExperienceSarah joined the Business Insider Reviews team in 2020, starting as a deals reporter covering the best deals and steals daily. She later migrated to the tech team, where she researched, tested, and reviewed a variety of devices, from gaming mice to Kindle e-readers. Now, she’s returned to her origins, serving as the deals editor to curate only the best discounts and buying advice for readers. She began her career in service journalism in 2018 at Wirecutter as a deals writer, where she absorbed the history of the most frequently discounted products. This has informed her impeccably high standards for what makes a good deal. Ever since her Wirecutter days, Sarah has been an expert deals curator for tentpole sale days like Prime Day, Black Friday, and Cyber Monday. Following her weekly contributions to Business Insider’s Newsletter will illuminate new ways to get the best value on products you use every day. Why you can trust SarahSarah doesn’t recommend any deal she wouldn’t pay for herself. She is skeptical about the advertising language brands use to tout their sales and utilizes all the price-checking tools to ensure they deliver savings.Expertise
  • Deal hunting and vetting
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EducationSarah graduated from the California State University of Fullerton with a degree in Marketing. She lives in Southern California and is the proud pet parent of two German Shepherds and one chihuahua. She loves traveling to try delicious food, is skilled in crocheting and sewing, and enjoys reading horror novels (as long as they don’t keep her awake).Say hi (or send a picture of your pet) to Sarah at ssaril@jkmperu.com, or reach her on Twitter at @sarahhahr. Learn more about how our team of experts tests and reviews products at Business Insider here.